Union America Insurance Agency

Biographies of Management

Union America Insurance Agency is a California Corporation with three shareholders: William Catanese, President and CEO; Michael Chulak, legal counsel; and Tina Chulak, office manager.


Bill Catanese

Bill Catanese is President and CEO of Union America Insurance Agency, a Director, and a Shareholder. Bill holds a Property and Casualty Insurance License and Life and Health Insurance License (#0785386) and has been actively engaged full-time in the insurance business since 1989. Before joining Union America Insurance Agency, Bill owned and managed a large independent insurance brokerage firm and was a Private Risk Manager for major clients of Wells Fargo Insurance Services. In addition, as a District Manager for Farmers Insurance Group for over ten years, Bill managed, trained, and supervised as many as fifty agents at any one time. Bill has trained and supervised thousands of insurance agents over the last twenty years and is available to attorneys as an expert witness.

Michael Chulak

Michael Chulak is Legal Counsel and a Director of Union America Insurance Agency. He is also President and an owner of CoastManagement.net, the owner of Michael T. Chulak & Associates, a full service law firm, and an owner of First Nationwide Accounting Services, an accounting and financial services firm.

Born in Los Angeles, he obtained a Bachelor of Science degree in Business Administration from California State University at Los Angeles and a Juris Doctor from Ventura-Santa Barbara College of Law. In addition to being an attorney, Michael Chulak is a licensed general building contractor and a California real estate broker. In 1979, he earned the Certified Property Manager® (CPM®) designation. He has been an instructor at six California colleges including UCLA. Course topics have included homeowner association law, real estate finance, property management and leasing, legal aspects of real estate, and the foreclosure and loan modification process.

Michael Chulak has provided legal advice to hundreds of corporations, LLCs and partnerships and has provided consulting services to over one hundred law firms. He has testified as an expert witness in property management matters and mortgage lending matters more than 150 times over the last thirty years.

Michael Chulak formerly served as President and CEO of Union America Mortgage and Equity Trust (UMET), a New York Stock Exchange listed Real Estate Investment Trust (REIT) that owned and managed properties in nineteen states. Properties included regional and neighborhood shopping centers, highrise and garden office buildings, medical office buildings, apartment communities, hotels and motels, highrise condominium buildings, and mini-storage facilities. In addition, Michael previously served as Senior Vice President of Long Beach Savings where he was responsible for loan originations, loan underwriting, real estate appraisals, loan closings-escrows, construction lending, joint ventures, and the apartment construction division. Michael Chulak has extensive corporate-business experience having served on several boards. He is also the legal advisor to the U.S. Wenzhou Association which has over 500 members.

Michael Chulak writes legal advice columns for several newspapers and has hosted a radio talk show on KVTA AM 1520 and KRLA AM 840 known as On the Law with Attorney Michael Chulak. He is the author of the website HOAQandA.com, serves as a mediator and provides free legal seminars.

Michael Chulak is a member of Rotary of Westlake Village, North Ranch Country Club, Westlake Yacht Club where he has served as Judge Advocate, and has been a member of The Magic Castle for more than thirty years.

Tina Chulak

Tina Chulak is the office manager of Union America Insurance Agency. Tina is also a part owner of an accounting firm, a property management company, a real estate brokerage firm, and a security company. Tina speaks Mandarin Chinese, the dialect from her home city of Wenzhou, China, and, of course, English. She is the co-owner of a factory in Wenzhou that manufactures plumbing and industrial valves, and is a Vice- President of the U.S. Wenzhou Association which has over 500 members. Tina is also a member of the Board of Directors of the Conejo Valley Chinese Cultural Association (CCCA) which operates a Chinese language school with more than 600 students. Tina can be reached directly at 818-661-9255.

Union America Insurance Agency